ShaunCarter.com

Identity theft is affecting more and more people every year and you don’t have to be one of them. For the seventh year in a row, identity theft tops the Federal Trade Commission’s complaint list, accounting for 36 percent of the 674,354 complaints received between January 1 and December 31, 2006.

Identities can be stolen by dumpster divers that dig through your garbage, or that of businesses where you pay by credit card or personal check, and the identity thief can piece together your vital information until they have all the items required to apply for and receive credit for themselves, but in your name. Other methods of obtaining your personal information includes computer viruses and worms, stolen wallet or purse, and employment documents in your employer’s personnel file cabinet, among others.

But there is a company that has been created amidst the Identity Theft problem that promises to safeguard your identity and even offers up a $1 Million insurance policy to cover any costs associated with clearing your name, should a criminal be able to steal your identity while using their service. That company is lifelock.

For a small monthly fee, LifeLock will “lock” your credit file so that only you are able to establish new credit in your name. This could save you a tremendous hassle should your personal information end up in the wrong hands sometime in the future. The founder is so sure of the service LifeLock provides that he prominently displays his social security number and name all over the company’s website and in all of their national television ads.

If you are concerned with identity theft, LifeLock can keep you from worrying whenever you disclose your personal information in a non-secure environment.